Fagone Mortgage Co.

Purchase Documents Checklist

Purchase Documents Checklist

Below is the list of documents you need to apply for Purchase loan:

Purchase Checklist

Home Loan Timeframe:
- Up to 4 weeks

Home Loan Closing Costs:
- Loan closing costs can range between 0% and 3% of loan amount depending on the rate you choose.

Documents needed for Purchase Loan:
- Purchase Agreement
- Earnest Money Deposit Receipt
- W-2 for the previous 2 years
- Paystubs covering 30 days period
- 2 most recent bank statements on all depository accounts
- Homeowners' insurance information
- Personal tax returns for the previous 2 years
- Landlord information of all residences within the past 2 years

+ Self Employed Borrowers only:
- Business tax returns for the previous 2 years
- Business Licenses covering a 2 year period
- Year-to-date profit and loss statement (P&L)

+ If Applicable:
- Final divorce decree
- Proof of child support receipt and continuance
- Full bankruptcy filing
- Bankruptcy discharge
- Copy of a Green Card
- Copy of SSN card
- Disability Award Letter
- SSI Award Letters
- Pension Award and Continuance Letters


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